What we offer
Media liability written on an occurrence basis:
- Broad defamation and IP infringement cover
- Cover for breach of scope of a license or non-disclosure agreement
- Breach of a hold harmless when supplying content
- Automatic cover for freelancers
- Mitigation costs (subject to a sub-limit)
- Subpoena expenses (subject to a sub-limit)
- Declaratory relief costs (subject to a sub-limit)
Optional covers include:
- Contextual Errors & Omissions (occurrence)
- Professional Services Liability (claims made)
- Technology Errors & Omissions (claims made)
Optional extensions by endorsement, on request:
- InfoSec (claims made)
- Bodily injury carve back (harm caused by reliance on content)
How can we help
- Specialist underwriting team with extensive media and entertainment experience
- Straightforward policy wordings with clear and concise language
- Integrated risk protection package
- Addresses the fast-changing world of digital media
- Award winning in-house claims expertise
- Flexibility in choice of counsel
Who we can help
Beazley Media Liability offers seamless cover for a wide variety of risk categories, including:
- Publishers in any form: books, magazines, newspapers, and digital/web
- Broadcasters in any form, including social media channels
- “ICE” producers (information, commercial, and educational content)
- VFX and post-production companies
- Content creators and social influencers
- High profile individuals with a social media profile, books and/or personal appearances
- Advertising, communication, digital, and creative agencies
- Animators and animation producers
- Content produced by non-media organizations, including charities and non-profits
- Authors and journalists
Where Is This Offered?
United States, Canada, United Kingdom
The Beazley Difference
Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.
STRIVING FOR BETTER
Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.
DOING THE RIGHT THING
Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.
Examples or Scenarios
Journalism – Defamation claim
Our Insured, a journalist, exposed a charity’s unethical financial practices. In response, the charity released various articles attacking our Insured’s credibility. Fortunately, the Insured had sought legal advice prior to publishing their article which concluded their exposé could not be deemed as defamatory. The Insured’s Beazley policy stepped in to support the Insured’s defence and the matter was ultimately dropped.
Film – Copyright Claim
Our Insured, a production company, received a copyright infringement claim. The claimant purported to have previously pitched his ideas to the insured who decided not to commission the film but had received his pitch positively. The claimant then saw a trailer for a film produced by the Insured and alleged his ideas had been used. The policy would have provided defence cover for the Insured, but our Insured was able to prove that the film was already in production when the claimant pitched his ideas and the claim therefore had no substance.
Publishers – Breach of Privacy claim
We handled a breach of privacy claim against a publisher Insured who published and distributed a story regarding a eminent TV personality (the Claimant). The claim against the Insured related to the claimant’s right to privacy versus the Insured’s right to publish news in the public interest.
The insured further complicated the matter by distributing the story to other online news outlets. Issues around warranties regarding losses flowing from the original article being published became paramount. The policy stepped into to protect the Insured from any claims arising out of its publication.