Beazley's Group Limited Indemnity insurance policy pays a fixed dollar amount for covered benefits, up to a specified number of days per calendar year.

There are 26 flexible benefit options available in most states. Inpatient benefits including hospital confinement, hospital admission, hospital ICU, and inpatient surgery. Outpatient benefits include physician office visit/urgent care, surgery, lab, x-ray and major diagnostic testing, prescription drugs, and emergency room for sickness and/or injury. In addition, there are accident, dental and vision riders available.

Group Limited Indemnity is guaranteed issue, first dollar coverage to help employees who don't have access to or can't afford major medical coverage for their medical expenses. For part-time seasonal and variable hour employees, coverage may be offered standalone or as a supplement to MEC and other "skinny" plans. 

Hospital Indemnity coverage may be offered as a supplement to full-time employees with access to qualified major medical plans. Seven benefits are compatible when there is a Health Savings Account.