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    Richard Montminy

    Richard Montminy

    Group Head of Property

    The reputation of our specialist property team is built upon its exceptional expertise, service delivery and product range. At the heart of our approach is an integrated underwriting and claims service delivering a quick, simple and fair experience for brokers and their clients. Our capability spans the specialist property sector. Honed by being at the forefront of the market for over two decades, the expertise of the Beazley property team is available to brokers and their clients from our network of offices in London across the United States, and in Singapore.

    From the world's largest construction projects, underground mining, heavy industrial sites to the jewellery trade and high value homeowner risks in the US and UK we have a broad underwriting appetite.

    The experience of our underwriters ensures we can deliver straight answers to the toughest coverage questions, without referrals. We prioritize speed and accuracy of policy issuance, bringing enhanced contract certainty and reduced E&O exposures for brokers. 

    Reflecting our ability to effectively understand and simplify complex issues, we are one of the few insurers in the world that is able to underwrite the most technical risks. It is therefore no surprise that we are the lead insurer on over 70% of the business that we write.

    We believe in the importance of local knowledge and expertise, which is why you will find our teams on the ground in offices across the US, in Singapore and the UK including Lloyd's of London, the world's oldest market for property insurance.

    Catastrophe protection is available for most of the lines of business we underwrite and we are proud to have supported our clients, large and small, through over 20 years of natural and man-made catastrophes.

    Whether it is hard to place cover such as that related to pulp, paper or steel or a more unusual risk; our product portfolio is designed to reflect the broad range of specialist property insurance needs of our broker partners and their clients.

    Large commercial property

    From office buildings and hospitals to heavy industrial sites, we insure large commercial property business around the world. In a difficult class of business, in which few are able to maintain a sustained presence, our underwriters in the UK and Singapore work together with Lloyd's brokers and their clients to create customised policies. It is therefore no surprise that so many of our relationships go back well over two decades.

    Middle market property

    Our network of offices across the United States work in partnership with US wholesale brokers to provide tailored commercial property and high value home owners insurance on an excess & surplus lines basis.

    Small Business

    The Beazley small business unit specialises in delegated authority and Managing General Agent (MGA) business. Based in the UK, we underwrite a multitude of small business property related products such as commercial, jewellers block and UK high value homeowners.


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