Coverage highlights

Coverage provided for:

• Pollution Liability including Contractor's Pollution
• Technology and technology based products
• Computer network security
• Multimedia and advertising
• Extension available for Directors and Officers liability for firms with $2.5M in revenues or less
• Extension available for Employment Practices Liability for firms with 25 or fewer employees
• Privacy Liability with Crisis Management and Notifications Costs Coverage extension available at no charge for eligible firms

Benefits include:

• Blanket waiver of subrogation
• Professional liability coverage provides defence expenses in addition to limit for claims brought in Canada
• Deductible does not apply to defence costs for professional liability claims brought in Canada
• Mediation credit of 50% of the deductible up to $25,000
• Broad Definition of Insured / professional services
• Excess coverage for project specific policies
• Equity interest coverage up to 25%
• Automatic coverage for newly acquired companies
• Right and duty to defend
• Extended reporting period available
• Punitive and exemplary damages covered where insurable by law
• Design/build coverage available
• Mold & asbestos coverage available
• Innocent insured coverage including defence until final adjudication
• Definition of claim includes threat of claim
• Pre Claims Assistance
• Defendant Reimbursement
• Regulatory/Administrative Actions Reimbursement
• Disciplinary Proceedings Reimbursement
• Libel and Slander coverage
• Loss of Documents coverage
• Primary and Excess Coverage Available

Limits available

Up to $10m

Key territories

Worldwide

Target market

A wide range of architectural and engineering practices, including:

• Acoustical engineers
• Chemical engineers
• Electrical engineers
• Environmental engineers
• Forensic engineers
• Geophysicists/hydrogeologists
• Health & safety consulting
• Industrial process
• Laboratory/material testing
• Light civil engineers
• Mechanical engineers
• Project/construction management
• Landscape architecture
• Design/build
• Interior design
• Architectural services