Organizations operating in the life sciences arena face a unique risk landscape and need insurance protection that has been designed by experts for their specific needs.
The risks can come in many forms ranging from unsafe products and causing pollution to negligence in clinical trials. The liability on those responsible when things go wrong can be significant and the challenges are growing with an increasingly litigious world, new regulation and greater dependency on technologies. Beazley’s underwriters and claims team have a deep understanding of life sciences and have created a broad, flexible policy to meet the current and emerging needs
of the sector.
The Beazley BioSecure product offers life science organizations a flexible, innovative and client-focused approach to underwriting this class of risk. Click here to view our BioSecure brochure.
Coverage highlights
- Canadian or U.S. limits
- Coverage for bodily injury and property damage
- Full clinical trials coverage, including medical malpractice and Errors & Omissions
- Separate sublimits for product tampering, radioactive contamination and bio-contamination coverages
- Key man insurance
- ERP option available
Limits
Up to $25,000,000
Territory
Worldwide
Also Available: Contract Research Organization (CRO) professional liability
On occasion, companies may hire a CRO to conduct clinical trials on their behalf. CROs face not only a vicarious product liability exposure, but also malpractice (failure to follow the manufacturer’s directions, or protocol, causing injury) and/or errors and omissions exposures (improper filing of the results, resulting in rejection or delay in drug approval, causing financial loss). We understand the unique risks that these CROs face and have developed a specialized CRO professional liability policy that gives them the financial loss protection they need in addition to medical malpractice coverage.
Life sciences team
Focus group leaders

Focus Group Leader - Global Miscellaneous Medical Healthcare
Evan Smith
Chicago, IL, USA
+1 416 777 6884
evan.smithClaims

Claims Manager
Laura Hodgins
Toronto, Canada
+1 416 777 6859
Laura.Hodgins
Claims Manager
Othmann Layati
Montreal, Canada
+1 514 841 0335
Othmann.LayatiUnderwriters

Underwriter - Miscellaneous Medical & Life Sciences
Florentina Cornea
Toronto, Canada
+1 416 777 6204
florentina.cornea
Underwriter - Miscellaneous Medical & Life Sciences
Derek Dow
Vancouver, Canada
+1 778 373 1464
Derek.Dow
Underwriter
Veronique Neron
Montreal, Canada
+1 514 350 0172
veronique.neron
Underwriter
Candice Su
Toronto, Canada
+1 416 777 6203
candice.su