Life Sciences insurance, Beazley Canada

Life Sciences

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Florentina Cornea

Underwriter

For more than 20 years we have been insuring companies in the Canadian life sciences sector, offering tailored coverage for companies that provide products, services or support to the life sciences industry.

Understanding the coverage

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Coverages are ideal for companies involved in pharmaceuticals (branded, generic or nutraceutical products), biotechnology, medical devices and clinical trials, as well as companies that serve the life sciences industry such as Contract Manufacturers, Contract Research Organizations, consultants and other service organizations.

Coverage highlights

Canadian or U.S. limits
Coverage for bodily injury and property damage
Full clinical trials coverage, including medical malpractice and Errors & Omissions
Separate sublimits for product tampering, radioactive contamination and bio-contamination coverages
Key man insurance
ERP option available

Limits

Up to $25,000,000

Territory

Worldwide

Also Available: Contract Research Organization (CRO) professional liability

On occasion, companies may hire a CRO to conduct clinical trials on their behalf. CROs face not only a vicarious product liability exposure, but also malpractice (failure to follow the manufacturer’s directions, or protocol, causing injury) and/or errors and omissions exposures (improper filing of the results, resulting in rejection or delay in drug approval, causing financial loss). We understand the unique risks that these CROs face and have developed a specialized CRO professional liability policy that gives them the financial loss protection they need in addition to medical malpractice coverage.