Highlights

• Breach response services provided outside the third party limit of liability, ensuring that this limit will not be eroded by prior use of the available breach response services
• Forensic and legal assistance from a panel of experts to help determine the extent of the breach and the steps needed to comply with applicable laws
• Notification provided on a number of affected individuals basis, not a capped dollar amount, to persons who must be notified under applicable law or those who are determined to be subject to risk of financial, reputational or other harm
• Each notified individual to receive an offer for 12 months of free 3-bureau credit monitoring
• Identity theft-related fraud resolution services for individuals enrolled in credit monitoring who become victims of identity theft
• A free loss control information service provided with each policy, including compliance and breach response information, email alerts of key legal and regulatory developments, and expert on-line support for client questions on data security issues
• Additional insuring agreement providing for indemnification of Payment Card Industry (PCI) fines and penalties, resulting from non-compliance with published PCI data security standards
• Regulatory defence and penalties
• Public relations and crisis management

Limits

Limits up to $25 000 000 

Target Markets

Healthcare, retail, hospitality, higher education, wholesale companies, law firms, manufacturers, charities and others.