If an institution gets things wrong, the liability on the owners and management for a non-staff member harmed in a deadly weapon attack can be significant. Beazley has created a range of carefully designed services that help reduce the risk of an event happening while helping institutions respond as effectively as possible should one take place.
One of the most difficult risks to defend against is the incursion of armed assailants intent on inflicting harm. Although shootings are all too often in the headlines, recent experience reminds us that devastation can also be wrought using seemingly everyday items. Our Deadly Weapons Protection product includes three core pillars:
Crisis management services
The support falls into four categories, but not limited to:
Insurance cover to indemnify losses
Crisis management services are activated if a weapon is just brandished as well as if actually used.
Cover for a wide variety of weapons. Including:
In the modern world, threats come from many sources. One of the most difficult to defend against is the incursion of armed assailants intent on inflicting harm.
Although shootings are all too often in the headlines, recent experience reminds us that devastation can also be wrought using seemingly everyday items such as knives and road vehicles.
If an institution gets things wrong the liability on the owners and management for a non-staff member harmed in an attack can be significant. Beazley is an expert in liability insurance and has created a Deadly Weapons Protection package specifically designed to assist institutions that are at risk. Key is a range of carefully designed services that help reduce the risk of an event happening while helping institutions respond as effectively as possible should one take place.
Organizations should carefully check their general liability policy as it is likely that deadly weapon attacks are not covered. The value of Beazley Deadly Weapon Protection is that it has been specifically designed for such attacks and provides clear affirmative liability cover.
Eliminating the risk of a malicious attack is impossible but preparing for one is essential. That is why risk prevention and crisis management services are so central to our product and help customers demonstrate their commitment to the highest standards of safety.
Customers have access to our Deadly Weapons Portal containing information and tools to help them reduce and manage the risk associated with a malicious attack. They also have access to regular crisis action-plan webinars and a security vulnerability assessment as part of our protection pillar.
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The School District of Palm Beach County had the foresight to take out Beazley's Deadly Weapons Protection policy. Within hours of the attack we had arranged a face to face and telephone based counseling service to be accessed by the schools that may have had students impacted. Additionally, they immediately arranged social media monitoring that helped the District assess the community sentiments about what had happened.
The feedback from the School District of Palm Beach County speaks for itself:
"We of course hoped that we would never have to implement our gun incident response plan. However these shootings showed the importance of being well prepared and able to rapidly draw on the expertise provided by the Beazley Deadly Weapons policy to support our students and the wider school community when they needed us most."
- Dianne Howard, Director of Risk and Benefits Management, The School District of Palm Beach County.