What we offer

Employee theft causes significant losses to Canadian business and, if under-insured, can even result in bankruptcy. We offer nine broad insuring agreements covering:

  • Employee dishonesty
  • Forgery or alteration - includes forged electronic signatures
  • On premises
  • In transit
  • Money orders and counterfeit paper currency fraud
  • Computer fraud and funds transfer fraud
  • Client property coverage
  • Credit card coverage
  • Expense coverage - includes audit expense coverage and data restoration expense


    Broad definition of employee:

    This includes:

    • Part-time and seasonal employees
    • Volunteers, students, consultants, retirees and trainees
    • Sixty day post termination

    How can we help

    • Per loss language (no policy aggregate limit of liability)
    • Automatic coverage for employee benefit plans
    • Coverage for theft by unidentified employees
    • Automatic subsidiary coverage with 25% threshold
    • 60 Day notice of cancellation
    • 60 Day discovery period
    • "Unlawful taking" language
    • No general aggregate
    • Option to include sublimit for Fraudulent Instructions Coverage (aka Social Engineering Coverage)


    Limits up to $25M

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    The Beazley Difference


    Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.


    Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  


    Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

    Your Beazley Team


    Eduard Lecker

    Eduard Lecker

    Eduard Lecker

    Underwriter - Management Liability

    Toronto, Canada

    +1 416-777-6874 Email Eduard Lecker View profile

    Michael Zador

    Michael Zador

    Michael Zador

    Underwriter - Financial Lines, International

    Toronto, Canada

    +1 416-777-6887 Email Michael Zador View profile