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We insure many of the largest and most prestigious hospitals around the world, as well as a wide range of miscellaneous medical service providers such as primary healthcare providers; blood and tissue banks; and clinical research organisations. Our insureds include eleven of the top eighteen honour roll hospitals and seven of the top ten paediatric honour roll hospitals as listed by US News and World Report, in addition 27% of HealthGrades America's best hospitals award recipients.

The Environment

At least half of the world’s population cannot obtain essential health services and about 800 million people spend at least 10% of their household budgets on health expenses. Global governing bodies and multi-stakeholder partnerships increasingly recognize the links between health, poverty, and sustainable development.​

The Risk

Small healthcare organizations face a range of increasingly sophisticated risks. In today's litigious business climate, one bodily injury claim has the potential to wipe out a small business's financial resources. Healthcare companies with fewer employees on the payroll are also more likely to use the services of a third-party vendor or volunteers, opening up the potential for additional liability.​

The Need

A number of economies have developed the infrastructure to support a successful life sciences industry, many are OECD states, such as the US, Germany, UK, France, Japan, etc. China is making significant advances in establishing a competitive life sciences industry of its own as well as through global mergers.​ Health technology innovation has given us basic tools like the electronic medical record, as well as futuristic developments like robotic surgery and precision medicine. However, inequality, in terms of both healthcare access and utilisation, continues to be a global concern - and policy-makers have the difficult task of formulating evidence-based rules that can move the needle on related issues including a shortage of skilled healthcare workers.