What we offer

Protection against medical professional liability exposures arising out of a wide range of healthcare related businesses, including hard to place risks. If you have an unusual healthcare risk, we can likely find a solution.  

Our Misc Med policy provides broad coverage that includes:  

  • A modular policy form that allows the Insured to choose a combination of healthcare professional liability, sexual/physical misconduct liability, general liability products
  • Completed operations liability, clinical trial liability and E&O (financial loss) coverages  
  • Excess/umbrella policies including auto, and employer’s liability  
  • Coverage for employed and contracted physicians 
  • Separate towers of liability 

Coverage on a 100% or quota-share basis 

Up to US $25,000,000 limit capacity/US $25,000 minimum premium 

     

    How can we help

    We have been underwriting our Miscellaneous Medical Liability product for over fifteen years and our stability in the market is a reassurance that our team understands the nuances associated with this unique class of business. In addition to providing coverages that are standard in the marketplace for miscellaneous medical professional liability, our policies offer some distinct benefits:  

    • Choice of ‘primary,’ ‘duty to defend’ and ‘pay on behalf of’ coverage for smaller risks that do not have access to the necessary claims handling expertise  
    • Claims cooperation/indemnification products available for larger risks with either in-house or appointed third party claims handling expertise, and the ability to fund significant self-insured retentions  
    • Both insurance and captive reinsurance solutions; these can be primary and/or excess follow form (subject to the underlying terms, conditions and carrier). 

    Who we can help

    Insurable risks include:  

    • Tissue and organ procurement banking 
    • Clinical and reference labs,  
    • including forensic testing  
    • Healthcare staffing, home health,  
    • and hospice 
    • Diagnostic imaging services 
    • Allied healthcare schools 
    • Medi-spas  
    • Rehabilitation: alcohol and detox 
    • Ambulance: ground and air  
    • Urgent care, community and retail clinics 
    • Physical, occupational and speech therapy 
    • Retail and compounding pharmacies 
    • Foster, adoption and social services. 

     

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    Where Is This Offered?

    Worldwide

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    The Beazley Difference

    BEING BOLD

    Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

    STRIVING FOR BETTER

    Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

    DOING THE RIGHT THING

    Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

    Examples or Scenarios

    An insured received a claim involving allegations of sexual assault during services it provided to a customer. The claimant alleged negligent hiring and retention against the insured.  The matter was resolved pre-lawsuit for a fraction of demand and avoided defense costs and litigation.

    Your Beazley Team

     

    John Livatino

    John Livatino
    Underwriters

    John Livatino

    Focus Group Leader - US Miscellaneous Medical and Life Sciences

    Chicago, IL, USA

    +1 312-476-6238 Email John Livatino View profile

    Paige Castillo

    Paige Castillo
    Underwriters

    Paige Castillo

    Underwriter - Miscellaneous Medical & Life Sciences

    Los Angeles, CA

    213-228-7743 Email Paige Castillo View profile

    Tylor Dunnican

    Tylor Dunnican
    Underwriters

    Tylor Dunnican

    Underwriter - Miscellaneous Medical & Life Sciences

    Chicago, IL

    312-476-6234 Email Tylor Dunnican View profile

    Drew Fekete

    Drew Fekete
    Underwriters

    Drew Fekete

    Underwriter - Miscellaneous Medical & Life Sciences

    Denver, CO

    +1 303-927-1551 Email Drew Fekete View profile

    Caroline Kinzler

    Caroline Kinzler
    Underwriters

    Caroline Kinzler

    Underwriter - Miscellaneous Medical & Life Sciences

    Dallas, TX

    +1 770-351-1773 Email Caroline Kinzler View profile

    Piper Lee

    Piper Lee
    Underwriters

    Piper Lee

    Underwriter - Miscellaneous Medical & Life Sciences

    Arizona

    972-419-8008 Email Piper Lee View profile

    Natalie Mauro

    Natalie Mauro
    Underwriters

    Natalie Mauro

    Underwriting Manager – Miscellaneous Medical & Life Sciences

    New York, NY, USA

    +1 212-801-7209 Email Natalie Mauro View profile

    Justin Sanches

    Justin Sanches
    Underwriters

    Justin Sanches

    Underwriter - Miscellaneous Medical & Life Sciences

    Los Angeles, CA, USA

    12132287746 Email Justin Sanches View profile