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    Marine liability in Marine

    Professional indemnity

    Philip Sandle

    Philip Sandle

    Head of Marine Liability

    Beazley's Marine Professional Indemnity Insurance policy protects a wide range of organisations involved in marine trade and in shipbuilding - from marine surveyors to shipyards - against financial liability arising from a breach of their professional duties committed in the conduct of their business. It also covers the costs and expenses of defending such claims.

    These risks are growing in scale and complexity and the importance of robust professional liability cover is growing proportionately. If a third party suffers loss or damage as a result of a mistake made by a professional or the failure to exercise the required skill in providing a professional service, the financial consequences can be devastating.

    Target

    We protect the interests of professionals including:

    Average adjusters Marine engineers
    Bunker brokers Marine pilots
    Classification societies Marine registries
    Collateral managers Marine surveyors
    Crew agents Naval architects
    Crew managers New building supervisors
    Cruise line agents Oceanographers
    Customs clearance agents Owners pre-delivery crew
    Designated persons (ISPS) P&I club correspondents
    Forwarding agents Ship pool managers
    Freight brokers Ship agents
    Hydrographic surveyors Ship brokers
    Offshore consultants Ship managers
    Lloyd's agents Ship yards
    Loss adjusters Transport project designers
    Managers of P&I Clubs Truck brokers
    Marine chemists Yacht brokers
    Marine consultants Yacht managers

    Scope of Cover

    Negligence, Errors and Omissions:

    Any mistake made while carrying out the insured services, provided it is not a deliberate or reckless act of the insured.

    Third Party Liability:

    Non-contractual liability for physical loss of or damage to third party property and consequential loss resulting from such loss or damage, including liability for death, bodily injury or illness.

    Claims by an Authority:

    Legal liabilities imposed by a public or governmental authority in respect of fines, penalties and duties.

    Fraud by an Employee:

    Dishonest, fraudulent, criminal or malicious act or omission by any employee of the Insured.

    Loss of hire

    Legal liability arising from the loss of any documents in the insured's care or control.

    Libel and Slander:

    By reason of words written or spoken by the insured.

    Intellectual Property Rights:

    Unintentional infringement by the Insured of any copyright, trademark, registered design, patent, plagiarism or breach of confidentiality.

    Breach of Warranty of Authority:

    Exceeding the authority given to the insured by their principal.

    Unintentional Principal:

    Legal responsibility under local law for the liabilities of the insured's principal.

    Claims Expenses:

    Defence and investigation costs.

    Limits

    Up to US $20,000,000

    Territories

    Worldwide

    Professional indemnity team

    Underwriters

    Zareena Egon-Hussain

    Head of Marine Professional & Logistics Liability

    Zareena Egon-Hussain

    London, UK

    Philip Sandle

    Head of Marine Liability

    Philip Sandle

    London, UK

    +44 207 674 7527

    Claims

    James Pooley

    Head of Marine Claims

    James Pooley

    London, UK

    +44 207 674 7432