Beazley is an expert in the Digital healthcare sector and has created a medical malpractice insurance package specifically designed for small businesses.

Cover overview

In addition to our medical malpractice, we are also able to consider cover for:

• Professional indemnity
• Public/General liability
• Products liability
• Loss of documents
• Breach of professional confidentiality
• Libel & slander
• Inquest costs
• Good Samaritan acts
• GMC/GDC investigation costs
• Cyber and data breach
• Reputational harm
• Business interruption
• Personal accident
• Contents

Target market

A range of small businesses can benefit from Beazley's medical malpractice cover including:

• Aesthetic practitioners/Clinics ranging from Beauty therapists, tattoo artists to licensed clinical practitioners and cosmetic surgery
• Complementary Medical Practitioners. For example acupuncturists, counsellors, homeopaths, hypnotherapists, masseurs and reflexologists, fitness trainers, gyms, companion support workers.
• Allied healthcare practitioners/clinics for example:

• Nurses for example: Practice nurse, Advanced, mental health, school nurse, vascular nurse etc
• Carers for example: Carer, Senior carer, Healthcare Assistants,  etc
• Technicians: paramedics, advanced paramedics, emergency medical technicians, Physiotherapists, Pharmacists, first aiders/event work, podiatrists, speech therapists, opticians, repatriations
• Animal: Vets, Domestic, equine dentists,
• Practitioners:For example Dermatologists, plastic surgeons, ENT, Psychiatrists, Haematologists, Palliative Medicine

UK limits up to

• £5m any one claim
• £10m in the aggregate

Ireland limits up to

• €6.5m any one claim
• €13m in the aggregate