Medical Malpractice for Small Businesses

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The provision of healthcare has always carried risk. As medicine has advanced, expectations have risen and tolerance for risk has diminished. If something goes wrong, someone must be to blame.

At the same time, the complexity of modern medicine brings risks of its own. Often these have little to do with the mission of healthcare providers and caregivers. They derive from complex rules such as those regarding the handling of confidential information. If these risks are not well handled, they can prove enormously costly.

Beazley is an expert in the healthcare sector and has created a medical malpractice insurance package specifically designed for small businesses.

Cover overview

In addition to our medical malpractice cover, we are also able to consider cover for:

Professional indemnity
Public/General liability
Products liability
Loss of documents
Breach of professional confidentiality
Libel & slander
Inquest costs
Good Samaritan acts
GMC/GDC investigation costs
Cyber and data breach
Reputational harm
Business interruption
Personal accident
Contents

Target market

A range of small businesses can benefit from Beazley's medical malpractice cover including:

Complementary Medical Practitioners. For example acupuncturists, counsellors, homeopaths, hypnotherapists, masseurs and reflexologists.
Corporate Health Providers. For example ambulance/ repatriation services, beauty salons, laser eye clinics, health and fitness/gyms, health screening/mobile units, medical centres and medical employment agencies.
Medical Establishments. For example fertility clinics, cosmetic clinics, day care centres and nursing homes.
Supplementary Medical Practitioners. For example audiologists, beauticians, paramedics, advanced paramedics, emergency medical technicians, first aiders, podiatrists, speech therapists, opticians, pharmacists/chemists, carers, clinical and physiologists.
Registered Medical Practitioners. For example doctors, dentists, surgeons, nurses, advanced nurse practitioners and cosmetic practitioners.

Limits

£10m (€12.86m) any one claim
£10m (€12.86m) in the aggregate.

These products are available on our myBeazley platform, which provides brokers with the ability to quote, buy and service a range of specialist insurance products for their clients at the touch of a button.

By combining Beazley's expertise in specialist insurance with the simplicity of an award winning system, we have created a trading platform that is intuitive and easy to use.

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