Beazley's Supplemental Medical Expense (Gap) insurance policy reimburses eligible out-of-pocket medical expenses, incurred under the major medical plan.
We offer a variety of flexible benefit options, including inpatient hospital benefit, outpatient hospital benefit (treatment in a hospital ER, surgery, radiological diagnostic testing, and chemotherapy radiation), as well as ambulance transportation indemnity benefit, physician's office/urgent care indemnity benefit and prescription drug indemnity benefit.
Note: Supplemental Medical does NOT replace health insurance. It is only available if an employer has a major medical plan in place.
Insurance underwritten by Beazley Insurance Company, Inc., 30 Batterson Park Rd, Farmington, CT 06032. Beazley is rated A by A.M. Best. Beazley is licensed in all 50 states and the District of Columbia. The Supplemental Medical Expense (out-of-pocket) plan is not a major medical plan. The product is designed to reimburse certain covered expenses, and is only available if an employer has a major medical plan in place. Out-of-pocket expenses submitted for reimbursement must be eligible under the major medical plan, and must meet the coverage definitions under our policy (may not include full reimbursement, if annual plan limits have been met). Riders for outpatient services performed in a physician's office/urgent care, or for or outpatient chemotherapy/radiation performed in a licensed facility, may not be available in all states. Coverage is not available in all states. Benefits may vary by state. Premium will vary based on the plan chosen. A waiting period for late entrants may apply. This policy is renewable at the option of Beazley. Refer to the Master Policy and Certificate for all terms, conditions, exclusions and limitations. Beazley uses the services of a third party administrator.
Your Supplemental Health Team
Focus group leaders
Head of A&H Sales and Business Development
Atlanta, GA, USA
+1 (803) 354-6310matt.lamarche
Regional Sales Manager
Minneapolis, MN, USA
+1 952 656 7182daniel.mcneill
Business Development Manager
Atlanta, GA, USA
+1 770 351 1741Jeffrey.Morgan
Customizable Product Solutions
Beazley Accident & Health delivers supplemental health solutions that offer flexible benefit options and cost savings, so plans can be designed around the specific needs of the customer.