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Sexual Molestation Liability (Safeguard)

Beazley Safeguard is our sexual molestation liability product, combining advanced risk management and proven crisis response services with effective insurance. It is designed to help clients minimize the risk of sexual abuse within their organizations, and to respond effectively if an event occurs. 

What we offer

Beazley Safeguard combines advanced risk management and proactive crisis response services with effective insurance for organizations entrusted with the care of minors and vulnerable adults. Beazley Safeguard is designed to help clients minimize the risk of abuse within their organization, and to respond effectively if an event occurs. 

How can we help

An allegation of abuse, whether founded or unfounded, can have potentially disastrous consequences for the affected organization. Perceptions of insensitivity or mishandling can easily compound the error in the eyes of alleged victims, their families, the public and, potentially, the courts. 

We have created Beazley Safeguard, an offering that combines advanced risk management and proactive crisis response services with effective insurance. Beazley Safeguard is designed to help clients minimize the risk of abuse within their organization, and to respond effectively if an event occurs. 

If an organization experiences an incident, Beazley can deploy experts to support an insured through the initial crisis period.

  • US $50,000 sub limit available
  • First dollar coverage (no self insured retention applicable)

Beazley has partnered with several firms, all highly experienced and expert in their respective fields, to address the many operational and reputational challenges that organizations might face in the event of a crisis situation. While the service providers' fees and expenses will be met by Beazley up to the sublimited amount, the service providers will be engaged directly by the insured, to represent the insured's interests.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

The insured, an educational institute, received allegations of a sexual assault that occurred on its premises. We immediately deployed Safeguard service providers and engaged a crisis management company and a law firm, who were both on site within one day of being contacted. The crisis management company and law firm assisted the insured with the subsequent investigations and the media communication. They also offered counseling to the victim and worked with the family to counsel the victim. 

The insured reported a circumstance to us of sexual misconduct between students. Safeguard services deployed immediately upon the circumstance being reported to Beazley. A local attorney was retained to assist with the investigation, communication with the students’ family and to assist the organization with putting into place best practices when recruiting and supervising minor volunteers. No claim was made. 

Your Beazley Team

Christina Herald

Christina Herald

Focus Group Leader - Crime & Fidelity and US Safeguard

Atlanta, GA, USA

+1 (770) 351 1689

Email Christina

Lindsey Fyfe

Lindsey Fyfe

Underwriter - Safeguard

Atlanta, GA, USA

+1 (770) 351 1738

Email Lindsey

Nisar Siddiqui

Nisar Siddiqui

Underwriter - Safeguard

Chicago, IL, USA

+1 (312) 545 8759

Email Nisar

Madison Rojas

Madison Rojas

Underwriter - Safeguard

Chicago, IL, USA

+1 (770) 351 1787

Email Madison

Ben Accardo

Ben Accardo

Underwriter - Safeguard

West Hartford, CT, USA

+1 (860) 674 3912

Email Ben

Anna Heuisler

Anna Heuisler

Underwriter - Safeguard

Atlanta, GA, USA

+1 (770) 351 1728

Email Anna

Mary Trinh

Mary Trinh

Claims Focus Group Leader - Safeguard

Los Angeles, CA, USA

+1 (213) 228 7747

Email Mary